Answer a few quick questions about your current loan and we’ll estimate how much you could save per year by refinancing with a better rate.
Enter your current loan details to estimate potential annual savings from refinancing.
Estimate residential stamp duty for each Australian state and territory using current duty bands.
Estimate borrowing capacity using standard Australian serviceability assumptions and a current assessment rate. Enter gross annual income and existing commitments; the calculator applies income shading, HEM, credit card servicing and HECS servicing.
Enter gross annual income before tax.
Refinancing can reduce your interest payments, lower your monthly repayment, and help you pay your loan off sooner. Most clients refinancing save around 0.5%–0.7% on rate, which often means $150–$250+ per month back in their pocket. This data is derived from Finder, Money.com.au and PEXA refinance data across average Australian loan sizes.
Get in touch today to review your loan and see whether refinancing could save you more than you expect.