About us

Making home loans feel human again

Monza Finance Group is a mortgage broking business in North Adelaide. We take the time to understand your story, not just your numbers, then compare 40+ lenders to find a loan that fits your life.

Our purpose: to simplify finance, support confident decisions, and deliver outcomes that improve our clients' lives.

How we work

What you can expect from us

A home loan is one of the biggest decisions you'll make. Here's how we make it easier.

Your story first

We start with your goals and your situation, not a rate sheet. The right loan depends on both.

Plain English

No jargon. We explain each step and each option, so you always know where things stand.

Your interests first

Mortgage brokers must act in your best interests by law. That's how we'd work anyway.

Upfront about costs

We're paid by the lender. If a fee ever applies, you'll know in writing before we go ahead.

One person to call

Your broker stays with you from the first chat to settlement, and after you've moved in.

Local knowledge

We're Adelaide-based and know the SA grants, stamp duty rules and local market.

Meet the team

Real people who care

We're not a call centre. When you call, you'll speak to one of us.

Michael Barton

Michael Barton

Principal Broker & Founder

Michael has more than 10 years in the industry. He started Monza Finance Group with one goal: to make the home loan process feel human again. Clients often say how easy he makes things feel, even when their situation is complex.

  • Residential
  • Investment
  • Commercial

Authorised Credit Representative (CRN 497244) of LMG Pty Ltd, Australian Credit Licence 390222. Member of the FBAA.

Joe Sorrenti

Joe Sorrenti

Mortgage Broker

Joe brings a business owner's eye to every client's finance journey. Having built and run his own business, he knows what it takes to make sound decisions under real-world pressure, and he brings the same care to every home loan.

  • Residential
  • Investment
  • Commercial
The details

Licensing, fees and where to find us

The things you should know about any broker before you work with them.

Licensing

Credit licence
  • Monza Finance Pty Ltd, ABN 21 617 504 186
  • Michael Barton is an Authorised Credit Representative (CRN 497244)
  • Of LMG Pty Ltd, Australian Credit Licence 390222
  • Member of the FBAA
Read our credit guide

How we're paid

No cost to you in most cases
  • The lender pays us a commission when your loan settles
  • If a fee ever applies, we'll tell you in writing before we go ahead
  • Our credit guide explains how commissions work
Read our credit guide

Your best interests

Required by law
  • Mortgage brokers have had to act in your best interests since 1 January 2021
  • We explain why we've recommended a loan
  • If something isn't right, tell us and we'll work to fix it
Source: ASIC · Our complaints process
How we can help

Find the guide for your situation

Plain-English guides to each type of loan we help with.

First home buyers

SA grants, stamp duty relief and the 5% deposit scheme, explained.

First home buyer guide →

Refinancing

Check whether your rate is still competitive, with a free rate check.

Check my rate →

Investment property

Loan structure, using equity and the 2026 tax changes.

Investment guide →

Self-employed

Lenders who understand business owners, including low-doc options.

Self-employed guide →

Construction

Progress payments, builder insurance and knockdown rebuilds.

Construction guide →

Guarantor loans

Buy sooner with help from family, with the full picture for them.

Guarantor guide →
Questions

About working with us

What does a mortgage broker do?

We compare home loans from a panel of 40+ lenders, work out which ones suit your situation, and handle the application from the first chat to settlement. Instead of applying to banks one by one, you deal with one person who does the legwork for you.

How much does it cost to use Monza Finance Group?

In most cases there's no cost to you. We're paid a commission by the lender when your loan settles. If a fee ever applies, we'll tell you in writing before we go ahead. Our credit guide explains how this works.

Who are you licensed through?

Michael Barton is an Authorised Credit Representative (CRN 497244) of LMG Pty Ltd, Australian Credit Licence 390222. Our credit guide has the full details.

Where are you based?

Our office is at Suite 35, 168 Melbourne Street, North Adelaide. We help clients across Adelaide and South Australia.

What should I bring to our first chat?

Nothing formal. A rough idea of your income, savings and debts is plenty to get started. If you'd like to get ahead, our booking page has a short checklist.

Can you help if my bank has said no?

Often, yes. Every lender has its own rules, and a decline from one doesn't mean a no from all of them. We'll look at why it happened and which lenders are a better fit.

Let's talk about your plans

Book a free chat with Michael or Joe. No pressure and no jargon, just a clear idea of where you stand.

General information only. Not financial advice. It doesn't take into account your objectives, financial situation or needs. Speak to a licensed broker about your situation.

Lending criteria, fees and charges apply, and all loans are subject to lender approval.

Monza Finance Pty Ltd, ABN 21 617 504 186. Michael Barton is an Authorised Credit Representative (CRN 497244) of LMG Pty Ltd, Australian Credit Licence 390222.

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