The SA first home buyer checklist
Four pages that take you from "can we afford this?" to getting the keys. Written for South Australia, and updated October 2026.
Free, with no obligation. We never sell your details.
Everything to sort out before you buy
- The help you can get. The 5% deposit scheme, the $15,000 grant, stamp duty relief and saving through super, and which ones apply to new or established homes.
- Your real number. Stamp duty at common Adelaide prices, the costs on top of your deposit, and a worksheet to fill in.
- Getting approval-ready. What lenders check, and the small things to sort out three to six months before you buy.
- Your documents. What most lenders will ask you for, in one list.
- Pre-approval to the keys. Every step, including SA's cooling-off rules.
Rather talk it through? Book a free 15-minute call or call 0402 370 428.
Quick answers
Is the checklist really free?
Yes. Leave your name and email and it's yours to download straight away. There's nothing to pay and no obligation.
Will you send me marketing emails?
Only if you tick the box to ask for them, and you can unsubscribe at any time. We may get in touch once about your request, and we never sell your details.
Is it specific to South Australia?
Yes. It covers the federal First Home Guarantee and First Home Super Saver scheme, plus SA's First Home Owner Grant and stamp duty relief, using rules and figures current as at October 2026.
General information only. Not financial advice. It doesn't take into account your objectives, financial situation or needs. Speak to a licensed broker about your situation.
Scheme details in the checklist are from Housing Australia, RevenueSA and the Australian Taxation Office and are current as at October 2026. Government schemes change and eligibility criteria apply.
Lending criteria, fees and charges apply, and all loans are subject to lender approval.
Monza Finance Pty Ltd, ABN 21 617 504 186. Michael Barton (CRN 497244) and Joe Sorrenti (CRN 579074) are Authorised Credit Representatives of LMG Broker Services Pty Ltd, Australian Credit Licence 517192.