Adelaide market

Best Adelaide suburbs for first home buyers

Adelaide prices have jumped, but there are still suburbs where a first home is within reach. Here are 40 of them, using the latest official sales data.

The short answer

  • Adelaide's median house price was $975,000 in the June quarter 2026, up from $865,000 a year earlier.
  • Only 83 of 373 metro suburbs with house sales that quarter had a median under the First Home Guarantee's $900,000 cap for Adelaide.
  • The best-value active markets are in the outer north, around Salisbury and the north-east, and in the outer south.
  • Many of these suburbs rose 15% to 20% in a year, so it pays to know your budget and get pre-approved before you start looking.

How we chose these suburbs

We used the South Australian Valuer-General's official house sales data for the June quarter 2026, the latest available, and kept suburbs that met two tests:

  • A median house price under $900,000, the First Home Guarantee price cap for Adelaide. Source: Housing Australia
  • At least 60 house sales in the past 12 months, so there's real choice and the median isn't skewed by a handful of sales.

That leaves 40 suburbs. The figures cover houses only, not units or townhouses. Source: Valuer-General via Data SA

Outer north: Playford and Gawler

This is where Adelaide's lowest house prices are. 19 suburbs made the list, and 12 of them had a median under $750,000. The area also has newer estates, where buying a new home can bring the $15,000 grant and full stamp duty relief into play.

SuburbMedian, June qtr 20261-year changeSales, 12 months
Smithfield Plains$650,000+13%81
Davoren Park$656,000+15%149
Elizabeth Downs$670,500+20%130
Elizabeth North$671,000+13%60
Elizabeth Park$680,000+21%91
Elizabeth East$682,500+9%98
Munno Para$700,000+16%175
Willaston$715,000+7%72
Munno Para West$718,500+12%232
Craigmore$729,250+15%180
Blakeview$730,000+7%181
Evanston Gardens$738,500+15%67
Elizabeth Vale$750,000+21%60
Evanston Park$770,000+8%69
Andrews Farm$771,500+19%221
Gawler East$790,000+5%135
Virginia$860,000+9%104
Hillbank$864,750+19%97
Angle Vale$887,500+6%187

Salisbury and the north-east

Closer to the city, with established suburbs and some of the busiest markets on the list. Paralowie, Parafield Gardens and Ingle Farm each had around 200 or more house sales in the past year. More in our northern suburbs trends.

SuburbMedian, June qtr 20261-year changeSales, 12 months
Salisbury North$750,000+17%121
Burton$800,000+18%83
Salisbury$817,500+14%96
Paralowie$819,500+22%251
Salisbury East$820,000+19%132
Salisbury Downs$822,500+17%73
Para Hills$845,000+15%138
Lightsview$850,000+10%128
Holden Hill$870,500+7%69
Parafield Gardens$880,000+19%219
Modbury$880,000+14%86
Ingle Farm$895,000+22%196
Ridgehaven$895,000+15%73

Outer south: Onkaparinga

Morphett Vale was the busiest suburb on the whole list, with 435 house sales in 12 months. Christie Downs and the Hackham suburbs were the most affordable in the south.

SuburbMedian, June qtr 20261-year changeSales, 12 months
Hackham West$785,000+23%67
Christie Downs$787,500+21%93
Hackham$800,000+21%71
Huntfield Heights$807,500+16%62
Morphett Vale$824,000+15%435
Reynella$850,000+14%112
Happy Valley$895,500+14%137
Port Noarlunga South$899,000+3%109

Source: Valuer-General, Metropolitan Median House Sales, June quarter 2026, published July 2026. Change compares the June quarter 2026 median with the June quarter 2025 median for the same suburb. Sales are for July 2025 to June 2026. Quarterly medians can move a lot, especially in suburbs with fewer sales.

What it costs to buy

With the First Home Guarantee you can buy with a 5% deposit and no lenders mortgage insurance. In South Australia, first home buyers pay no stamp duty on a new home and can get a $15,000 grant, but there's no relief on an established home. Source: RevenueSA

Price5% depositStamp duty, established homeTotal, established homeTotal, new home
$650,000$32,500$29,580$62,080$32,500
$750,000$37,500$35,080$72,580$37,500
$850,000$42,500$40,580$83,080$42,500

Example only. Uses South Australia's general stamp duty rates. Totals exclude conveyancing, inspections and government registration fees, and the new home total is before the $15,000 grant if you're eligible. See our stamp duty guide.

What else to weigh up

  • It's the home's price that counts, not the suburb's median. Even in suburbs with a median above $900,000, some homes sell under the cap.
  • Your commute. Check travel times to work at peak hour, and how close you'd be to a train line or main road.
  • New or established. A new home can save tens of thousands in stamp duty and may come with the grant, but compare the price per square metre and the land size too. Source: RevenueSA
  • Units and townhouses. These figures cover houses only. A unit or townhouse can bring suburbs closer to the city within reach.
  • Growth isn't guaranteed. Strong rises over the past year don't mean the same will happen again. Buy a home you're happy to live in for years.

Your next step

Before you set your heart on a suburb, find out what you can borrow and whether you qualify for the First Home Guarantee. Our first home buyer guide covers the schemes, our 5% deposit article shows how the guarantee works, and what $700k buys in Adelaide runs through the costs at that price.

Information is general and correct as at October 2026, using the latest Valuer-General data (June quarter 2026). Property prices change, and this isn't a recommendation to buy in any suburb.

Questions

Quick answers

What is the cheapest suburb in Adelaide to buy a house?

Of the suburbs with at least 60 house sales in the past year, Smithfield Plains had the lowest median in the June quarter 2026 at $650,000, followed by Davoren Park at $656,000. Both are in the City of Playford.

Can I use the First Home Guarantee in these suburbs?

Yes, as long as the home you buy is priced at or under $900,000, the cap for Adelaide. Every suburb on our list had a median below that, but it's the price of your home that matters, not the suburb's median.

Should I buy a new or an established home?

In South Australia, first home buyers pay no stamp duty on a new home and may get a $15,000 grant. On an established home there's no relief, so stamp duty on a $750,000 house is about $35,000. A new home isn't always better value, so compare the full cost.

Are Adelaide house prices still rising?

The metro median rose from $865,000 in the June quarter 2025 to $975,000 in the June quarter 2026, according to the Valuer-General. Growth slowed in the June quarter 2026, and quarterly figures can swing, so look at the trend over several quarters.

How much deposit do I need?

With the First Home Guarantee, you can buy with a 5% deposit and avoid lenders mortgage insurance. You'll also need money for stamp duty on an established home, plus legal and other costs.

Found a suburb you like?

Book a free chat. We'll work out your budget, check the First Home Guarantee and get you pre-approved before you start looking.

General information only. Not financial advice. It doesn't take into account your objectives, financial situation or needs. Speak to a licensed broker about your situation.

Lending criteria, fees and charges apply, and all loans are subject to lender approval.

Monza Finance Pty Ltd, ABN 21 617 504 186. Michael Barton is an Authorised Credit Representative (CRN 497244) of LMG Pty Ltd, Australian Credit Licence 390222.

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